Find Out How I Lost the Weight!
Known to thousands as "The Mortgage Guru," Lynn Richardson is more than just another mortgage and real estate professional helping families achieve the American dream. The author, broadcaster and motivational speaker is a globally recognized mortgage and personal development expert who not only wants to change the way Americans think about money, she wants to change how they treat it. With more than a decade of leading roles in the banking and real estate industries,
Richardson’s reputation as an authoritative, transformational financial educator resonates on a global scale, and has helped catapult thousands trapped in debt building habits into wealth creation lifestyles.
The Chicago native began her career in 1995 as a financial aid counselor at the School of the Art Institute in
Chicago, before landing a succession of leading roles in the mortgage industry. After joining American Home Mortgage in 1999 (then CNI National Mortgage), Richardson was promoted to Assistant Vice President in 2003 and consistently ranked among the top one percent of more than 4,000 loan officers nationally.
Richardson’s unrelenting desire to help the direst credit-qualifying cases resulted in her closing more than $100 million in mortgages during her first few years in the industry. Her approach to wealth creation helped a woman with four bankruptcies and two foreclosures become a successful home owner and real estate investor in just nine months. Richardson packaged her winning approach to helping consumers close on mortgage loans into the Mortgage Approval Plan, which is now a signature industry tool used by top mortgage practitioners to assist consumers who need a roadmap to home ownership. In 2003, she created “Wealth ‘n Real Estate,” a flagship call-in talk show she continues to host for the nationally recognized
Chicago station, WVON 1690 AM and in 2005, she published her first book, Living Check to Monday: The Real Deal About Money, Credit and Financial Security, which achieved "Best Seller" status at the 2008 Congressional Black Caucus Annual Legislative Conference Author's Pavilion.
In 2006,
Richardson joined JP Morgan Chase as Vice President of Business Development for select regions and quickly advanced to Vice President of National Strategic Partnerships, a coveted role responsible for creating and managing mutually beneficial alliances with a multitude of entities and trade organizations. Later that year,
Richardson was hand picked to serve as the coordinator of The Delta Challenge Home Ownership initiative, a signature economic development program of the international women's public service organization, Delta Sigma Theta Sorority, Inc.
Richardson's leadership resulted in more than 100,000 consumer touch points worldwide and 35 million in closings for Chase, a 389 percent increase over the previous three year period. In 2007,
Richardson was responsible for implementing the Chase/AKA Keys to Homeownership initiative, which leveraged the influence of the oldest black sorority to further establish home ownership as the foundation for building wealth within the African American community.
In August 2008,
Richardson was named National Homeownership Advisory Council Chair of the Hip Hop Summit Action Network, a non-profit, non-partisan national coalition founded by entertainment and fashion mogul Russell Simmons and civil rights activist Dr. Benjamin Chavis that unites artists, executives, and advocates against poverty and injustice. In this capacity, she will serve as a fresh voice to the $59 Billion dollar hip hop community promoting responsible personal finance management. She will join hip hop celebrity panelists in addressing urban professionals and young adults in free seminars organized around empowering themes. During that same time, she launched the ““HBCU Health, Wealth 'n Real Estate Tour"” as a result of her partnership with State Farm and Ian Smith’s 50 Million Pound Challenge. Tour stops have included Howard, Hampton, and Clark-Atlanta universities to help students acquire wealth creation tools that will safeguard them against bad credit, insurmountable debt and the low post-collegiate net worth that plagues African American graduates nationwide.
Richardson received her undergraduate education at Northwestern University (Evanston, IL) and Loyola University Chicago and is a licensed Real Estate Salesperson and certified continuing education provider. Her memberships include Delta Sigma Theta Sorority, Inc., National Association of Real Estate Brokers (NAREB), National Association for the Advancement of Colored People, Jack and Jill of America, Inc., Rainbow Push Coalition, and she is a founding member of the Realtist Real Estate Associates & Professionals (RREAP: a local chapter of NAREB). Her awards and recognitions are numerous, among them the 2007 Community Renewal Society 35 Under 35 Leadership Award. Richardson is committed to nurturing her speaking ministry for the benefit of others and is a faithful member of New Faith Baptist Church International. She and her best friend Demietrius have been married for 13 years. They have three daughters and call a
South Chicago suburb home.
Testimonials
Lynn, I want to thank you for the outstanding job you did at the training session in New York. WOW! The training session and the video were outrageous!
Glenda Gabriel, Vice President - Chase Home Finance (2005)
Lynn, thank you for your presentaton here at Howard University. It was down to earth, practical, very informative, and funny too! It was the best presentation we have ever heard on financial matters and was very focused on issues that relate to college students.
Jamel Franklin, 2006-2007 Mr. Howard University (2007)
Lynn Richardson is more than the Mortgage Guru . . . she will help you achieve personal, financial, and professional success beyond your dreams.
Reverend Jesse L. Jackson, Sr. (2007)
Weeks later, we are still getting calls about your magnificent presentation. We absolutely MUST continue our wealthbuilding work with you!
Dr. Benjamin Chavis (2008)
I had to reach out to you and tell you that your business card is true, you certainly are an "Electrifying Speaker"! You had everyone's attention from beginning to end at the Essence conference. I've already made changes, I've called my creditors and tried to get lower interest rates, I've also changed my paradigm on shopping and being able to wait and even more, I've made up my mind; I will get out of DEBT! But it will take hardwork and time. Thank you for your sincere help and passion. I can't wait to read the book "Living Check to Monday". You ROCK!
Claudia B. (2008)
